Wednesday, October 31, 2018

OH Supreme Court Unanimous Decision Rules that Subcontractor Faulty Work is not a CGL Occurrence

Ohio Supreme Court Follows Precedent in Unanimous Decision Which Rules that the Subcontractor Exception to the Property Damage to Your Work Exclusion (ISO CGL Exclusion L.) READ MORE >>

Thursday, March 1, 2018

Consider Why Your Construction Firm or Clients Require Professional Liability Coverage

This article from the law firm of Wade Clark Mulcahy is important as it not only discusses an affirmation of coverage for faulty work under a CGL policy but inve... READ MORE >>

Monday, October 30, 2017

CLAIMS-MADE POLICIES - EXERCISE CAUTION WHEN REPORTING CIRCUMSTANCES THAT COULD GIVE RISE TO A CLAIM

This article assumes that the Claims-Made policy permits such reporting; and, preserves coverage for future post-expiration CLAIMS brought against the Insured arising out of CIRCUMSTANCES that were reported during the active policy period. READ MORE >>

Thursday, September 28, 2017

Closely Examine the Terms and Conditions of Site Pollution Policies for "Trap Doors"

Expanding on our earlier posting from July entitled Site Pollution Policies’ Optional Extended Reporting Periods are not Created Equal, this writing provides more detail on the potenti... READ MORE >>

Thursday, July 27, 2017

Social Engineering Fraud Cases: Disparate Issues in Crime and Cyber insurance

Insurance policies are constructed in reaction to the emerging financial exposures of businesses as underwriters isolate an acceptable portion of risk and structure parameters of coverage. READ MORE >>

Monday, July 10, 2017

Site Pollution Policies' Optional Extended Reporting Periods are not Created Equal

PONDER THIS.   Your company or your client has purchased a Site Pollution Liability Policy.  Since coverage is written on a Claims-Made basis, the policy includes&nb... READ MORE >>

Friday, June 30, 2017

Climate Change, Sustainability, and Resiliency: Design Professional Roles and Risks

http://www.donovanhatem.com/2017/06/12/climate-change-sustainability-and-resiliency-design-professionals-roles-and-risks/ READ MORE >>

Monday, March 6, 2017

Contractors' Professional - A CGL Policy Alone is Insufficient

CONTRACTOR'S PROFESSIONAL LIABILITY INSURANCE This decision succinctly examines a few of the coverage gaps in a CGL policy that can be covered by a properly constituted Contractors' Professional Liability policy. READ MORE >>